Community Impact
Supporting the communities in which we live and work.
Making a Difference One Cause at a Time
Adirondack Bank has a century-long history of serving the needs of others. We are proud to build upon this legacy by focusing our giving on the causes in which we can make significant and long-lasting impacts to make a positive difference in our communities.
We contribute roughly 8% of our net income in the form of sponsorships and donations to a wide variety of events and organizations throughout the communities that we serve. In addition, our team of almost 200 dedicated professionals contribute thousands of hours each year by sitting on boards and committees, presenting to various groups about financial services, and volunteering and participating in local events.
Community involvement is a cornerstone at Adirondack Bank and we're always looking for ways to maximize our impact.
Community Reinvestment Act Public File
Branch Locations and Hours
A list of Adirondack Bank's branches and branches opened and closed during the current and each of the previous two calendar years, their street addresses, and geographies served.
Products and Services
A list of services (loan and deposit products and transaction fees generally offered, and hours of operation at Adirondack Bank's branches), including a description of any significant differences in the availability or cost of services between those locations.
Online Banking Services and Fees
A list of Adirondack Bank's personal and banking online banking services and fees.
Assessment Area
A map of each assessment area showing the boundaries and, on the map or in a separate list, the geographies contained within the assessment area.
Federal Reserve Bank of New York CRA Public File Report
The public section of Adirondack Bank's most recent CRA Performance Evaluation from the Federal Reserve Bank of New York and, if the rating is Less than Satisfactory, quarterly updates describing the Bank's efforts to improve.
NYS Department of Financial Services CRA Public File Report
The public section of Adirondack Bank's most recent CRA Performance Evaluation from the New York State Department of Financial Services and, if the rating is Less then Satisfactory, quarterly updates describing the Bank's efforts to improve.
Loan to Deposit Ratios
The institution’s loan-to-deposit ratio for each quarter of the previous calendar year.
Letters of Thanks
All written comments from the public relating to the institution’s CRA performance and any responses to them for the current and preceding two (2) calendar years (except those that reflect adversely on the good name or reputation of any persons other than the institution).
HMDA Act
Written Notice regarding the HMDA Disclosure Statement and, as applicable, the HMDA Disclosure Statement of any affiliated mortgage lending considered under the Lending Test during the previous two (2) years OR a Written Notice regarding such HMDA Disclosure Statement.
Contributions & Sponsorships
- Arts & Culture 3%
- Education 25%
- Economic Development 9%
- Social Services 57%
- Youth/Sports & Recreation 6%
Donation Request Form
Adirondack Bank strives to support local organizations. Please help us serve you and our community better by submitting a completed request form, along with supporting documentation for further consideration.
