Knowing your checking account
Are you getting the most out of your Adirondack Bank checking account?
A checking account is one of the most important parts of managing your finances. You’ll most likely use it every day to pay bills, get cash, transfer funds, and deposit a check.
Knowing the key features of your checking account will make it easier to manage your funds.
Direct deposit
Direct deposit your money into your account without lifting a finger. It’s the fast and easy way to get your money. Some of Adirondack Bank’s checking accounts offer a direct deposit option. If you’re an Adirondack Bank customer, learn more about direct deposit or visit your local branch for details.
Mobile and online banking
Enrolling for mobile and online banking can help you monitor your accounts, and see transactions and balances just by logging in. Online banking features the ability to pay bills, transfer money, track spending, set alerts, and manage accounts at any time and from anywhere.
Download the ADK on the Go: Mobile app through the Apple App Store or the Google Play Store. If you’re looking for a fast and easy way to send money to friends and family, try the Popmoney feature. You can even deposit your checks just by taking a photo. If you’re an Adirondack Bank customer, learn more about mobile and online banking features.
The debit card advantage
Your debit card allows you to access your checking account conveniently and securely. It’s accepted everywhere Visa is and all your transactions are detailed in your statements. Adirondack Bank’s debit cards have added security of an embedded chip. EuroPay, MasterCard, Visa (EMV) is the global standard for chip cards and the technology used to authenticate chip-card transactions to protect against fraud.
With some of our checking accounts, you can even customize your ADK Canvas debit cards. Choose your own or an image from the design library. Adirondack Bank even offers exclusive Utica Comets debit cards so you can show your hometown team support.
Other features of the debit card include an ADK Bank Rewards program, CardValet to control your debit card usage, and Mobile Wallet. If you’re an Adirondack Bank customer, learn more about the debit card features.
Managing overdraft fees
Overdraft fees incur when you spend more money than what’s in your account. You can avoid these fees by watching your account balance or setting up alerts. Some of Adirondack Bank’s checking accounts allow you to receive one overdraft fee waiver per year upon request. Visit your local branch for full details about our overdraft protection.
Setting up alerts
If you’re signed up for online banking, you can set up alerts via Notifi. You can choose alerts and set up how you want the information (message and data rates may apply based on how you choose to receive notifications). Notifi can provide you a sense of security when it comes your banking activity. See your local branch for details.
Pay your bills automatically
Set up automatic payments for bills can help you make sure they are paid on time. This saves on stamps. With Adirondack Bank’s bill pay, you can securely send money to friends and family, and transfer money between multiple accounts. You also can set up alerts for when a bill is ready to view or is due. You must be enrolled in online banking to use bill pay with some of our checking accounts. See your local branch for details.
Interested in opening an account?
If you’re interested in opening a checking account, consider one of Adirondack Bank’s options. From Hometown to New Beginnings checking, we have something that will fit your financial lifestyle. Visit adkbank.com or your local branch for more details.
The information in this article was obtained from various sources not associated with Adirondack Bank. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. Adirondack Bank is not responsible for, and does not endorse or approve, either implicitly or explicitly, the information provided or the content of any third-party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. Adirondack Bank makes no guarantees of results from use of this information.
