*See important information below from Adirondack Insurance Services.

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Get started with Adirondack Bank and your New Beginnings Account today!

  • $9.95 monthly service charge (sign up for a direct deposit of at least $250 that posts and settles per statement cycle and you qualify for a $3.00 rebate per month)
  • Unlimited check writing capabilities
  • Online Banking available
  • Online Bill Pay available
  • ADK on the Go Mobile Banking available - No mobile deposit capability
  • ADK Canvas Debit Card available - No ATM deposit capability
  • eStatements available
  • TeleBanc  (24-hour telephone banking service – Inquiry Only)
  • Accounts in good standing after 18-months are eligible to convert their New Beginnings account to a standard checking account offering at Adirondack Bank
  • Non-Interest bearing
  • Paper statements available - a $3.00 monthly handling fee will be assessed

Minimum deposit of $50 required to open account.

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