*See important information below from Adirondack Insurance Services.

Personal Checking Rates

Effective Date: 07/01/2021

eCO Checking

Qualifiers Minimum to Open Mimimum to Obtain APY Interest Rate APY
0 Qualifiers $25 $0 0.00% 0.00%
1 Qualifier Up to $15,000 0.15% 0.15%
2 Qualifiers Up to $15,000 0.50% 0.50%
Balances over $15,000 Over $15,000 0.02% 0.02%

Health Savings Account

Tier Mimimum to Obtain APY Interest Rate APY
Tier 1 $0.00 - $2,499.99 0.01% 0.01%
Tier 2 $2,500 - $9,999.99 0.02% 0.02%
Tier 3 $10,000 and Over 0.03% 0.03%
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